Individually Owned Accounts

Because the Trust is not operated as a "pool" (like the state SUI systems or other Trust programs), every member agency has their own account. All deposits made go directly in this account and you will receive quarterly statements to reflect current balances.

Members are responsible only for their own claims, and our accounting team will keep monitoring your account activity to ensure sufficient funds are available. Each year, we will recommend an amount to deposit to build up a "rainy day" reserve balance. This amount is negotiable and we welcome your feedback. Once your reserve balance hits your target, you will no longer be asked to contribute additional money.

Any money in your account will earn interest income based on Trust investments. All Trust investments are carefully monitored by the Board of Trustees, comprised of representatives from Trust members agencies. The Trust has a conservative investment policy where 70% is in cash and bonds. Historical past performance has had a healthy return.